Exclusive products from Quantum Mortgages now available

Our experience, expertise, and established relationships with key figures in the industry means we have been given access to exclusive products from Quantum Mortgages. Alongside only a handful of other brokers in the UK, we will enjoy their fantastic product offering and independent status with multiple funding lines.

While many other lenders are moving to an automated decision process, Quantum still very much see the value in the human touch.

Buy to Let mortgages often require human decision making, on a case by case basis. Just like every property is unique, so is every application, and treating the process in this way allows them to finance clients who may have already been turned down by a typical high street lender.

Common sense Buy to Let

Their typical clients are:

• Professional landlords buying or refinancing investment property in England, Wales and Northern Ireland.
• Experienced landlords who have held 1 or more Buy to Let properties for at least 1 year.
• Complex company structures.
• Portfolio landlords.

Quantum help maximise profit with -

Higher yielding properties:

• HMO’s
• Multi units
• Shared houses
• Holiday Lets including Air BnB
• New builds
• Above or adjacent to a commercial property
• Studio flats
• Semi commercial units

Tenancy types:

• Corporate lets
• Multi tenancies
• Students
• State supported tenants (DWP)
• Housing association tenants

Reducing a clients cost with:

• Day 1 remortgages
• No ERCs products
• No rate loading for SPV limited companies
• No PGs on lower LTV loans
• No compulsory legal advice
• Refinancing of expensive bridging and development loans
• Joint representation conveyancing with no restricted panel

Applicant and property types -

Considered property types:

• Standard houses and flats
• Detached, semi-detached and link-detached
• Terraced
• Cottages and bungalows
• Apartments
• Maisonettes
• Duplex
• Penthouses
• Studio flats above 30 sqm

Borrower types considered:

• Foreign nationals
• Ex-Pats
• Up to 4 applicants
• Individuals
• No maximum age on the specialist product range
• No limit on portfolio size

What does all this mean for you our client?

• More flexibility for landlords that might have been unable to secure finance elsewhere.
• More flexibility on properties that may not have been considered by other lenders for being to ‘complex’.
• More flexible lending!

Contact our team today and find out how this exciting partnership can benefit you.