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Mortgage enquiries:
01603 856936
[email protected]

Expat Buy to Let Mortgages UK

As a UK expat living or working abroad, it can be tricky to secure the right finance to invest in a buy to let property at home. Over recent years lenders have tightened their borrowing requirements and people living outside the UK have found it increasingly tough to secure an expat buy to let mortgage. The challenges of getting information such as income sustainability, credit history and fluctuating exchange rates all play a part in making the process more challenging.

However, there are deals to be had, if you know where to look. As most high street lenders don’t offer BTL mortgages for British expats, you’ll need expert advice from an independent mortgage broker to secure the right deal from a specialist lender.

FIND THE BEST DEAL

80% LOAN TO VALUE
Product Fees Further info
3.79%
2 year fixed rate
1% lender arrangement fee (can be added to the loan)
  • First time landlords considered.
  • Available to limited company or own name.
  • Considered property types include: Purpose built flat, converted flat, flat over shop, maisonette, studio flat, flying freehold, thatched, timber framed, listed buildings and new builds.
  • Available in England and Wales.
  • Rental calculation from 125% at 5.50%.

Subject to status and further lending criteria apply.

75% LOAN TO VALUE
Product Fees Further info
2.69%
2 year discounted rate
2% lender arrangement fee (can be added to the loan)
  • First time landlords considered.
  • Available to limited company or own name.
  • Considered property types include: Purpose built flat, converted flat, flat over shop, maisonette, studio flat, flying freehold, thatched, timber framed, listed buildings and new builds.
  • Available in England and Wales.
  • Rental calculation from 125% at 5.50%.

Subject to status and further lending criteria apply.

70% LOAN TO VALUE
Product Fees Further info
2.69%
2 year discounted rate
2% lender arrangement fee (can be added to the loan)
  • First time landlords considered.
  • Available to limited company or own name.
  • Considered property types include: Purpose built flat, converted flat, flat over shop, maisonette, studio flat, flying freehold, thatched, timber framed, listed buildings and new builds.
  • Available in England and Wales.
  • Rental calculation from 125% at 5.50%.

Subject to status and further lending criteria apply.

65% LTV
Product Fees Further info
2.69%
2 year discounted rate
2% lender arrangement fee (can be added to the loan)
  • First time landlords considered.
  • Available to limited company or own name.
  • Considered property types include: Purpose built flat, converted flat, flat over shop, maisonette, studio flat, flying freehold, thatched, timber framed, listed buildings and new builds.
  • Available in England and Wales.
  • Rental calculation from 125% at 5.50%.

Subject to status and further lending criteria apply.

60% LOAN TO VALUE
Product Fees Further info
2.44%
Discounted rate until April 2024
0.40% lender arrangement fee (can be added to the loan)
  • First time landlords considered.
  • Available to limited company or own name.
  • Considered property types include: Purpose built flat, converted flat, flat over shop, maisonette, studio flat, flying freehold, thatched, timber framed, listed buildings and new builds.
  • Available in England and Wales.
  • Rental calculation from 125% at 5.50%.

Subject to status and further lending criteria apply.

While You’re Away, We’re in the UK

At Vincent Burch Mortgage Services we have a team of expat mortgage experts with the knowledge and experience to guide you, step-by-step, through the process. We’ll take time to understand your personal requirements and can search the whole expat mortgage market for the most competitive rates. And, as an independent specialist broker, we have access to products and rates that are not available on the high street to give you the widest choice of options to get the best suited expat BTL and residential mortgage rates for you.

Whether you’re purchasing or remortgaging a UK buy to let property, our fee-free, personal service will give you confidence that while you’re away, your mortgage needs are in good hands at home.

For a competitive quote and to let us match you to the best expat mortgage deal available, call 01603 856936 or email [email protected]

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