With the impending EPC changes coming in 2025 and 2028, lenders are already offering attractive incentives on ‘Green’ mortgage products to property investors.

Whether you are purchasing or remortgaging a property, if it has an EPC rating of A – C you may be eligible for a more attractive % rate, a cashback offer, or more favourable terms.*

These benefits should encourage landlords to bring their properties EPC rating up to the minimum standard before the initial deadline.



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Why is a property EPC rating so important?

Fines of up to £30,000 have been purported for any BTL properties that do not meet the minimum EPC rating of C by the deadline. In addition when refinancing it could mean that mortgage rates available are not as favourable as those for A – C EPC rated properties.

Our whole of market status means that not only do we have access to typical high street banks, we also enjoy established relationships with specialist lenders.

More Mortgage Choice

Our independent team of advisers at Vincent Burch Mortgage Services have access to the best mortgage rates on the market whether operating in a limited company, or your own personal name, all from a range of specialist lenders.

Our friendly team will give you expert advice and guide you step by step towards the right finance deal for your business, call 01603 340644 or email [email protected]