With the impending EPC changes coming in 2025 and 2028, lenders are already offering attractive incentives on ‘Green’ mortgage products to property investors.
Whether you are purchasing or remortgaging a property, if it has an EPC rating of A – C you may be eligible for a more attractive % rate, a cashback offer, or more favourable terms.*
These benefits should encourage landlords to bring their properties EPC rating up to the minimum standard before the initial deadline.
Fines of up to £30,000 have been purported for any BTL properties that do not meet the minimum EPC rating of C by the deadline. In addition when refinancing it could mean that mortgage rates available are not as favourable as those for A – C EPC rated properties.
Our whole of market status means that not only do we have access to typical high street banks, we also enjoy established relationships with specialist lenders.
Our independent team of advisers at Vincent Burch Mortgage Services have access to the best mortgage rates on the market whether operating in a limited company, or your own personal name, all from a range of specialist lenders.
To request a phone call from one of our advisors, please submit your details below and we will contact you, typically within 10 minutes (during normal business hours).