Helpful Tools & Guides

Whether you’re a first-time buyer, seasoned landlord, or growing your property portfolio through a limited company, our range of tools and guides are here to support every step of your mortgage journey. At Vincent Burch Mortgage Services, we understand that navigating the world of mortgages can be complex—so we’ve created a hub of resources to make it simpler.

Use our Mortgage Calculator to get a quick estimate of your monthly repayments, or explore the Rental Yield Calculator to assess the potential return on your investment. You’ll also find a growing library of expert-written guides covering a wide range of mortgage topics—from Buy-to-Let and HMOs to specialist lending for limited companies and portfolio landlords.

Whatever your situation, our tools and insights are designed to give you greater clarity and confidence when making mortgage decisions.

Mortgage Tools

Mortgage Calculator

Quickly estimate your monthly mortgage repayments based on loan amount, interest rate, and term. Ideal for planning your budget with confidence.

Rental Yield Calculator

Work out the potential return on your property investment with our simple rental yield calculator. Perfect for landlords and Buy-to-Let investors.

Useful Guides

Buy-to-Let | HMO | Limited Company

Buy-to-Let Mortgage Guides

Buy-to-Let Mortgage Stress Tests

Understand how lenders assess affordability with stress tests, and what it means for your Buy-to-Let mortgage application.

Guide to Securing a BTL Mortgage

Step-by-step advice on how to qualify for a Buy-to-Let mortgage, from deposit requirements to rental income considerations.

BTL for AirBnB & Holiday Lets

Explore your mortgage options for short-term lets and holiday rentals, including key criteria and lender expectations.

HMO Mortgage Guides

Tips for a Successful HMO Investment

Discover practical tips to help you maximise returns and avoid common pitfalls when investing in Houses in Multiple Occupation (HMOs).

Fixed vs Tracker HMO Mortgages: Which One Should You Choose?

Compare the pros and cons of fixed and tracker mortgage options to find the best fit for your HMO investment strategy.

How to Become an HMO Landlord with No Experience

A beginner-friendly guide covering the essentials of becoming an HMO landlord, from licensing to finance and property management.

Limited Company Mortgage Guides

Stamp Duty for Limited Companies

Find out how Stamp Duty works when purchasing property through a limited company, including surcharge rates and exemptions.

Securing a Ltd Company Mortgage

Learn the steps involved in getting a mortgage through a limited company, including lender requirements and key documentation.

Limited Company Mortgage Criteria

Understand the typical eligibility criteria for limited company mortgages, from director guarantees to rental income thresholds.