85% LTV Limited Company Mortgages

Operating as a limited company has increased in popularity since 2017 when the Government began reducing tax relief for individual property investors. Limited company landlords are able to claim 100% mortgage interest relief and also benefit from the lower rates of Corporation Tax paid on profits compared to Income Tax paid on earnings generated from rental income.

Typically £0 – No broker fee*


Whether you are a first time landlord, or an experienced property investor, our typically no fee* service means you have nothing to lose by submitting an enquiry.

Being ‘whole of market’ means we can offer you a variety of buy to let mortgage rates. 100+ lenders, offering 1000s of mortgage products. All with a selection of options available to limited companies operating as SPVs or trading companies.

Our clients rate our expertise, with 98% of them recommending our services. Lender products are updated regularly so please contact us for the latest offers available.

Receive a Limited Company Mortgage Quote

Advice that’s tailored to your own bespoke situation.

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Can a Limited Company Take Out a Mortgage?

Yes, however the company must be set-up as one of the following:

  • Special Payment Vehicle (SPV) – a company created for a specific purpose, in this instance for the purchase and management of Buy to Let properties.
  • Trading Company – typically an existing company looking to invest in a Buy to Let property to add to a current portfolio of assets.

If you’re thinking of incorporating an existing Buy to Let property into a new limited company, we recommend you speak to an experienced tax adviser before making any decisions.

More Mortgage Choice

Our independent team of advisers at Vincent Burch Mortgage Services have access to the best limited company mortgage rates on the market, from a range of specialist lenders. We have experience in finding buy to let limited company mortgages for SPV and trading companies as well as private individuals seeking to transfer an existing rental property into a limited company set-up.

Our friendly team will give you expert advice and guide you step by step towards the right finance deal for your business., call 01603 340644 or email [email protected]

Client Feedback

“Very well organised. Found the right lender and constantly chased everyone in the process.”

- Mr Gidley

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