EPC Requirements for Landlords in 2026: What’s Changed and How to Prepare

The last few years have been turbulent for landlords, with higher mortgage rates, changing regulations and increased operational costs becoming part of everyday decision making. One area that continues to cause uncertainty is Energy Performance Certificate (EPC) requirements.

Although the Government officially scrapped the proposed EPC C deadline for rental properties in September 2023, the discussion is far from over. Energy efficiency remains a priority for both policymakers and lenders, and landlords should still be preparing for improvements, even without a fixed legal deadline.

What Happened to the EPC C Deadline

The original proposal required new tenancies from 2025 to achieve EPC C, and all tenancies from 2028 to meet the same standard. These rules were withdrawn due to affordability concerns and pressure on rental supply.

There is currently no confirmed EPC deadline, but further reform is expected later this decade.

Why EPC Still Matters in 2025

• Higher tenant demand for efficient homes
• Lower void periods
• Higher rental income
• Better mortgage products for EPC A to C properties
• Improved property valuations
• Favourable lender stress testing

If you want to explore finance options designed specifically for efficient homes, visit our Green Buy to Let Mortgages guide for more details.

What Upgrades Offer the Best ROI

• Loft insulation
• Cavity or solid wall insulation
• Double glazing and improved doors
• Efficient heating systems
• Energy-efficient lighting
• Smart heating controls

Which Properties Are Most Affected

Older properties, HMOs, MUFBs and pre-1940 homes often require the most improvement to reach EPC C.

Financing EPC Improvements in 2025

• Green buy to let mortgages
• Standard remortgage
• Further advances
• Portfolio refinancing
• Bridging finance for heavier works

Green buy to let mortgages are growing in popularity as lenders reward landlords upgrading their EPC ratings. You can explore these options further on our Green Mortgage Products page.

Our advisers can help you compare mortgage options, access specialist green products and plan your upgrades effectively.

Call 01603 851534 or email [email protected]

The content on this page is provided for general information only and does not constitute personalised mortgage or financial advice. Mortgage eligibility, rates and criteria vary between lenders and are subject to change. You should seek tailored advice based on your individual circumstances before making any financial decisions.
Vincent Burch Ltd is authorised and regulated by the Financial Conduct Authority.