Income Protection Insurance
FULL RANGE OF INCOME PROTECTION POLICIES AVAILABLE, CALL: 01603 340 644
Protect your income against loosing your employment or becoming unable to work.
Income Protection is a long term policy that pays a regular monthly set amount if you are unable to work due to an illness or injury and the policy holder suffers loss of earnings as a result.
There are also Income Protection Policies that will pay out for loss of earnings as a result of unemployment. This can include Self-Employment. Speak to our advisers regarding types of cover available.
You can choose to defer this payment and usually the longer the deferred period you choose, the lower the cost of the monthly premiums.
Income Protection Cover usually has extra benefits attached to it. For example, Hospitalisation Cover, Rehabilitation Cover and Proportionate Cover.
Policies can cover your own occupation. Some insurers may not pay a benefit and instead may expect you to take an alternative job that may not be suitable for you.
Policies are available to suit Self-Employed. Contact an adviser to discuss to options available.
There is also the opportunity with one of our insurers to have your premiums reduce each year without reducing your cover if you enrol on their healthy living program.