Vincent

Burch

Offering greater financial flexibility.

Vincent Burch is a mortgage broker
at JLM Mortgage services Ltd.

Protect your Mortgage Interest Rate

Protect your variable interest rate, from rate rises

Vincent Burch is delighted to offer clients:

No broker fee typically, call for details
Free home visits service, East Anglia
No mortgage panel means more lenders
Friendly, helpful & experienced advice
Terms & conditions apply - contact us for details.

85% - HMO Mortgage, including Multi-lets, Student Lets, Ltd Co.

Independent Mortgage Broker Vincent Burch remains positive in all the negativity around all the banks, euro zone, economic growth, mortgage lending down, property sales down, property prices down, down, down ...

Well contra - I am a positive individual and currently a very busy mortgage adviser, yes business is currently very good. A year ago there were no 85% mortgages for Buy to Let and I think 1 80% buy to let mortgage, no 95% and very limited 90% mortgages for residential mortgage clients ...

Independent Mortgage Broker

Vincent Burch is committed to offering his clients the best, professional and independent mortgage and mortgage related insurance advice a client is likely to find anywhere in the UK.

He can do this, as an Independent Mortgage Broker & Mortgage Advisor online: by selecting from the whole mortgage and mortgage related insurance market, to devise the best solution to your own, individual mortgage and insurance wants and needs. Contact us for initial free mortgage advice

Not restricted to a UK panel of mortgage lenders or insurance providers

Interest rates will not stay at this all time low for ever

LIFE Assurance rates have been dropping for the last 5 years

First time buyer, have bad credit or have an extensive property portfolio


Vincent Burch, 4 reasons why:

Independent Mortgage Broker & Mortgage Advisor Online, Vincent is not restricted to a panel of mortgage lenders or insurance providers, which gives him the facility to source many more mortgage lenders, loan providers and mortgage related insurance products than most other mortgage and insurance brokers or advisors.

Mortgage interest rates will not stay at this all time low for ever and, as money starts to return back into the mortgage industry (which is starting to happen), mortgage interest rates are likely to start rising. So, ensure you address your mortgage and mortgage related insurance affairs sooner, rather than later and achieve the best mortgage rates available, right now by using an Independent Mortgage Broker & Mortgage Advisor Online

Also LIFE Assurance rates have been dropping for the last 5 years, so this is the right time and the right advisor to assess your policies without any obligations.

Whether you are a first time buyer, have bad credit or have an extensive property portfolio, you will benefit from his unbiased advice. Buying a house and committing to a mortgage is likely to be biggest financial commitment that you will ever make, so make sure you deal with an Independent Mortgage Broker who can offer independent and professional advice for mortgages and mortgage related insurance products and has access with as many mortgage lenders and insurance companies as possible. Contact us for initial free mortgage advice

As shown beneath, Vincent Burch also simplifies all the information on 'advice' given by mortgage brokers and advisors in the UK, under the Financial Conduct Authority, to enable you the client, to see transparency in the types of mortgage and mortgage related insurance advice, which is currently available in the UK mortgage and insurance market. This will further ensure your confidence, as to his honesty and ability, to offer you the most appropriate mortgage and mortgage related insurance advice as an Independent Mortgage Advisor, UK Mortgage Broker.

  • What is really meant by 'Whole of Market' and 'Independent' advice?
  • What's the difference between a 'Directly Authorised' broker and one that works with a 'Network'?
  • What's the difference between a 'Multi-Tied' agent and a 'WOM' advisor?

UK Mortgage Brokers / Independent Mortgage Advisors and the Financial Conduct Authority

Most Independent Mortgage Broker & Mortgage Advisor Online who work for the client's interest are referred to as 'Whole of Market' (WOM). A 'WOM' broker under the Financial Conduct Authority (FCA) can range from having access to only 6 or so mortgage lenders & tied to 1 insurance provider; to having access to nearly all the mortgage lenders and insurance providers, as you might quite rightly expect and want. Ask them for initial free mortgage advice

If you have used a Independent Mortgage Broker & Mortgage Advisor Online, which one is yours?

 

What do you think is meant when a mortgage broker says: "I represent Whole Of Market"

 

What do you think is meant when a mortgage advisor or broker states: "I am an Independent Mortgage Advisor"

Tied Agent

Multi-Tied Agent

Whole of Market

Independent

Directly Authorised - DA's

Appointed Network Representative - AR's

Registered Introducer FCA - RI's

In Summary

01362 788 868

Speak with our specialists today

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Conveyancing

All fees are plus VAT & Disbursements

Remortgage - £200,000 value = £275

Selling - £200,000 value = £300

Buying - £200,000 value = £300

Full quotes available upfront and free

EPCs, from - £105

Wills & Will Writing, from - £250

Last Will and Testaments:

These are the usual costs for these services; contact us for a full and free upfront quotation.

  • Standard Will - £250
  • Mirror Wills - £320
  • Business Trusts - £500
  • Lasting Power of Attorney - £150

Contact us for a free upfront & full quotation


Your home may be repossessed if you do not keep up repayments on a mortgage or any other debts secured on it. Think carefully before securing other debts against your home. Buy to let (pure) and commercial mortgages are not regulated by the FCA. No broker fee is charged typically, as commission received from the mortgage lender pays my minimum fee of £395 and any shortfall will be charged only on completion of your mortgage. Vincent Burch is a Mortgage advisor with JLM Mortgage Services, authorised and regulated by the Financial Conduct Authority No. 300629. The overall cost for comparison is 4.19% APR. The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

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© Vincent Burch 2010 - 2013 | Independent Mortgage Advisor | Independent Mortgage Broker